What Homeowners Should Do After a Hail Storm

Hail storms can come out of nowhere and leave your home looking like it went through a battle. Dents on the roof, broken windows, cracked siding — it’s never fun. But if you’re a homeowner, there are a few important steps you should take right after the storm to protect your property and make sure your insurance can help.

Here’s what to do.

1. Take Pictures of the Damage

Once the storm has passed and it’s safe to go outside, take a walk around your property. Look for signs of damage to your roof, windows, siding, gutters, doors, and anything else that may have been hit by hail.

Take clear photos and videos from different angles. These will help your insurance company see exactly what happened and speed up the claims process.

2. Protect Your Home from More Damage

If there’s a broken window or a hole in your roof, try to cover it up with plastic, tarps, or boards. This helps keep rain or wind from making things worse.

You don’t need to do full repairs — just take temporary steps to prevent further damage. And don’t forget to save any receipts for materials or emergency repairs. Your insurance may reimburse you for those costs.

3. Get a Professional Inspection

Not all hail damage is easy to see. Some cracks or dents in your roof might not show up until later, when a leak starts.

That’s why it’s a good idea to hire a licensed roofer or contractor to check things out more closely. Just hold off on any major repairs until your insurance company approves them.

4. Call Your Insurance Company

Once you’ve documented the damage and made temporary fixes, contact your home insurance provider. Let them know what happened and that you’d like to file a claim.

They may ask for the photos you took and could send someone out to inspect your home. Be sure to write down your claim number and ask about the next steps in the process.

5. Be Careful with Contractors

After storms, it’s common for “storm chasers” — contractors you don’t know — to knock on your door offering quick repairs. Some are honest, but others may take your money and run, or do a poor job.

Protect yourself by checking licenses, reading reviews, and making sure any contractor you hire is insured and reputable. Never pay large amounts of money upfront.

Final Thoughts

Being a homeowner means taking care of your property, especially after something like a hail storm. But you don’t have to do it alone.

By taking photos, preventing more damage, working with your insurance, and choosing your help carefully, you can get back on track quickly and safely.

If you’ve experienced storm damage — or just want to make sure your home is fully protected — we’re here for you.

👉 Need Help? Call us at (405) 321-4664 – talk with a local agent who can walk you through your options. 

🖱️ CLICK HERE to get an online quote today  — it’s quick, easy, and completely hassle-free.

We’re ready to help you protect what matters most — before and after the storm.