Jim Holmes Insurance Blog
View the latest blog posts from Jim Holmes Insurance.
Tuesday, August 3, 2021Driving is dangerous at all times of the day or night, no matter what the weather might be. Still, the U.S. Department of Transportation estimates that roughly 21% of all vehicle crashes in the U.S. occur in adverse weather conditions. READ MORE >>
Thursday, July 29, 2021Being in an accident is one of the most worrisome of situations. You worry about your safety and that of others with you. Then you worry about the condition of your car. You also worry about the other driver.
In situations like this, auto insurance is there to help. Sometimes, the other driver will be at fault. READ MORE >>
Tuesday, July 27, 2021A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners' insurance.
Yet, having full coverage does not mean paying top dollar for home insurance premiums. READ MORE >>
Thursday, July 22, 2021If you have never bought life insurance before, then the process might seem like a challenge. For help, consider frequently-asked questions those in your position often ask.
1. What is life insurance?
Life insurance will pay out an amount of money if a person, whose life the policy insures, dies. READ MORE >>
Tuesday, July 20, 2021A certificate of insurance matters a great deal in the business insurance industry. Sometimes referred to as proof of business insurance, this certificate is a snapshot of a company's current insurance policies. Customers, vendors and landlords commonly request to see a business' certificate of insurance. READ MORE >>
Thursday, July 15, 2021Although we are in an economic recovery, money can be a bit tight. But even in these situations, it’s important that you pay your auto insurance premium. There are severe consequences of driving without auto insurance.
It’s Illegal
When you own a vehicle, maintaining at least the minimum auto insurance is a requirement. READ MORE >>
Tuesday, July 13, 2021In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. READ MORE >>
Thursday, July 8, 2021Home break-ins are all too common, especially during the daytime on weekdays when most people are away at their jobs. Home break-ins are also most frequent during the warm months of the year. However, many break-ins are preventable by increasing your home security. Use these tips to protect your property. READ MORE >>
Tuesday, July 6, 2021Increasing healthcare costs have most people concerned about keeping expenses low, even leading some to pass up health insurance because they think they cannot afford it. Under the Affordable Care Act, everyone must purchase healthcare coverage or risk paying a fine to the government. READ MORE >>
Thursday, July 1, 2021In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. READ MORE >>
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