July 31, 2025
BryceWhy Continuous Homeowners Insurance Coverage Protects More Than Just Your House
When you think about homeowners insurance, you probably picture it fixing your roof after a storm or replacing things after a fire. But guess what? Keeping your home insurance policy going without stopping does way more than just protect your house. In places like Moore, Norman, Newcastle, and Edmond, where natural disasters like tornadoes […]
July 22, 2025
BrycePercentage vs. Flat Deductibles: What Oklahoma Homeowners Need to Know
If you own a home in Oklahoma—or you’re thinking about buying one—you probably know you need homeowners insurance. But one part of a policy that can be confusing is the deductible. Let’s break it down in simple terms! What are deductibles? What is the difference between percentage and flat deductibles? How do deductibles affect your […]
July 18, 2025
BryceHome Insurance 101: What Every First-Time Buyer Needs to Know
Buying your first home is exciting—and maybe a little scary too! There’s a lot to think about, from your credit score and down payment to your home loan and homeowners insurance. It’s a big step in the homebuying process, and home insurance is one of the most important pieces. If you’re buying a home in […]
July 17, 2025
BryceWhy Is Home Insurance So Expensive in Oklahoma
Susan from Moore wanted answers — and what she discovered might surprise you. Meet Susan Susan is 28, lives in Moore, just outside Oklahoma City, and works remotely in IT. She’s smart with her money, owns her home, and thought her homeowners insurance policy was pretty solid. But then her insurance premium went up — […]
July 17, 2025
BryceWhy Is Home Insurance So Expensive in Oklahoma?
When Sarah and her husband David bought their home in Moore, OK, they were thrilled. A cozy three-bedroom, a big backyard for their kids and Daisy the rescue pup —it felt perfect. Then their home insurance bill arrived. “It went up again?” Sarah asked. The number had jumped. A lot. They’re not alone. Homeowners across […]
July 17, 2025
BryceTowing a Motorhome vs. a Trailer: What You Should Know About Insurance
Bryan and Lisa had big summer plans—a road trip from Moore to the Grand Canyon. But first, they had a decision to make: should they buy a motorhome upgrade or tow a travel trailer? The choice wasn’t just about comfort or budget. It had a lot to do with RV insurance. As they learned more, […]
July 10, 2025
BryceThe Best Way to Insure an ATV Trailer in Oklahoma
Last weekend, Seth and his son Mason were all packed up and ready for an adventure. They loaded their all-terrain vehicle (ATV) onto a utility trailer, hitched it to the truck, and headed toward the trails near Norman, Oklahoma. The sun was shining, the cooler was packed, and the day was looking perfect. But halfway […]
July 9, 2025
BryceAre Mobile Homes Cheaper to Insure? Not Always—Here’s Why!
When a strong Oklahoma storm blew through Moore last spring, it left behind toppled trees, scattered debris, and one family’s mobile home with a giant hole in the roof. That family—the Parkers—had lived there for five years in a cozy manufactured home they loved. They never thought something like that would happen to them. But […]
July 1, 2025
BryceDog Bites, Falls & BBQ Burns: How Homeowners Insurance Helps When Accidents Happen
It was a sunny Saturday in Moore, Oklahoma. Susan was hosting one of her famous backyard BBQs for her neighbors and family. Her dog, Max, was zooming through the yard, kids were giggling, and the smell of grilled burgers from the gas grill filled the air. Everything was going perfectly—until it wasn’t. In just a […]
June 30, 2025
BryceBuying a New Home? Why You Should Never Cancel Your Current Policy Too Soon!!!
Jim Holmes Insurance – Serving Moore, Norman, OKC, and beyond! When Rachel and her family found their dream home in Norman, Oklahoma, they were over the moon. The kitchen had shiny new counters, the backyard was perfect for their dog, and they could already picture hosting Thanksgiving dinner there. As they packed up their old […]