January 27, 2026
BryceHow Insurance Companies Calculate Your Home Insurance Premium
If you’ve ever asked, “How does an insurance company calculate my home insurance premium?”, you’re not alone. This is one of the most searched homeowners insurance questions online — especially by homeowners in Oklahoma City and surrounding areas. Home insurance rates are not random. Every insurance company uses data, risk patterns, and rebuilding costs to […]
January 26, 2026
BryceHow Frozen Pipes Are Treated Differently by Homeowners Insurance
Frozen pipes are a common winter problem, especially during sudden cold snaps. When temperatures drop fast, pipes can freeze, burst, and cause serious water damage inside a home. Many homeowners think their insurance will automatically cover frozen pipe damage. In reality, each insurance company looks closely at how and why the damage happened. Knowing how […]
November 24, 2025
BryceWhat Does “Replacement Cost” Really Mean in Your Home Insurance Policy?
Understanding your home insurance policy can feel confusing, but one term every homeowner should know is replacement cost. This is one of the most important parts of modern insurance policies, and it plays a major role in how much money you get after a fire, storm, or other claimable damage. These methods also determine how […]
November 17, 2025
BryceThe Truth About Deductibles: Why Bigger Isn’t Always Better
When you choose homeowners insurance or any property insurance, picking your deductible is very important. Many homeowners in Oklahoma believe that selecting a higher deductible is the smartest way to save money. But in many cases, a bigger deductible can actually cost you more, reduce your protection, or leave you in a tough spot when […]
November 13, 2025
BryceBuying a Home With Bad Credit? Here’s What You Should Know About Insurance Costs in Oklahoma
Buying a home is a big step, and it can feel even bigger when you’re dealing with bad credit. Many people know that credit affects mortgage rates, but fewer realize how much it can influence homeowners insurance costs too. In Oklahoma, this impact is stronger. Insurance companies face frequent tornadoes, hail, high winds, […]
November 3, 2025
BryceDealing With Claims – Why Timing Matters: Reporting Your Claim ASAP
When a storm hits in Oklahoma, it’s easy to feel overwhelmed. Between fixing property damage and keeping your family safe, calling your insurance company might not be the first thing on your mind. But reporting your insurance claim quickly can make a huge difference in how smoothly everything goes. Many homeowners in Norman, Moore, […]
October 14, 2025
BryceHow Your Mortgage and Home Insurance Work Together in Oklahoma
Buying a home is one of the biggest steps in life. Whether you live in Moore, Norman, Edmond, Newcastle, or Oklahoma City, understanding how your mortgage and home insurance work together can save you money and stress. These two parts of homeownership are deeply connected, and knowing how they interact can help you protect […]
October 13, 2025
BryceHome Insurance Companies Are Leaving Oklahoma – Where to Find New Coverage
If your home insurance company has recently dropped you or raised your home insurance rates, you’re not the only one. Many homeowners across Oklahoma are looking for new coverage. This includes people in Oklahoma City, Norman, Edmond, and smaller towns like Noble and Newcastle. Some Areas Are Getting Hit Harder Than Others Why Are Insurance […]
October 7, 2025
BryceThe Role of a Claims Adjuster—and How to Work With Them
When your home is damaged by a storm, fire, or other natural disaster, it can feel stressful and confusing. After you file an insurance claim, one of the first people you will work with is a claims adjuster. They are also called an insurance adjuster or insurance claims adjuster. Their job is to inspect the […]
October 2, 2025
BryceWinter Storms and Frozen Pipes: Are You Covered in Oklahoma?
When an Oklahoma winter storm rolls in, it’s not just the icy roads we worry about — frozen pipes can cause a big headache too. If a burst pipe lets water pour into your home, it can cause thousands of dollars in damage. The big question is: will your insurance cover it? Let’s break it […]