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View the latest blog posts from Jim Holmes Insurance.
Tuesday, November 3, 2020If you buy life insurance, then you take a big step towards securing your financial future. One of the most easily accessible policies is a term life policy, which is generally affordable and will last for a certain number of years. However, the drawback of a term policy is that, although it is budget-friendly, it does not last forever. READ MORE >>
Thursday, October 29, 2020
Despite the fact that car insurance is required by state law throughout the U.S., insurance companies are well within their rights to deny you coverage based on certain circumstances.
It is not common that a car insurance provider will deny a client, but it does happen. READ MORE >>
Tuesday, October 27, 2020
Buying life insurance is a big decision to make, and one of the first things people ask themselves is how much their coverage is likely to cost.
Like with all insurance options, insurers measure risks when determining your premium. READ MORE >>
Thursday, October 22, 2020
Starting a business is an investment, whether you’re looking for a location or starting your company right out of your home. Protecting that investment is crucial, and you will want a business insurance policy that covers your assets.
Not all business insurance policies are created equal, however. READ MORE >>
Tuesday, October 20, 2020
It’s inevitable that your home will experience wear and tear over the years. Sometimes, damage can arise from small invaders that, while minuscule, can also be pervasive and even deadly. Common home invaders might be mold, pests and vermin. READ MORE >>
Thursday, October 15, 2020
When you purchase a car insurance policy, you typically have the option to pay monthly or annual premiums. There are benefits and downsides to both, so it is important to make the right decision for you and your finances.
Upsides of Paying Annually
READ MORE >>
Thursday, October 8, 2020
With many businesses put on hold due to COVID, wildfires and other unexpected incidents, many business owners are scrambling to search their policy for business interruption insurance. This insurance can compensate a business for money lost while the business is unable to operate normally due to government mandate, environmental disaster and more. READ MORE >>
Tuesday, October 6, 2020
Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years.
However, what happens if something happens to your home in the meantime? READ MORE >>
Thursday, October 1, 2020
Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. You can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as you have the right insurance.
READ MORE >>
Tuesday, September 29, 2020
Life insurance is designed to compensate your loved ones in case of your passing, so most policies only payout once the policyholder passes away. The insurer must usually be provided with a proof of death, such as a death certificate. Most life insurance policies provide a lump sump payment for the beneficiaries listed on the policy. READ MORE >>