LET’S Improve Your home insurance now

You work hard for the place you call home.

A higher insurance bill. Questions about your coverage. A claim gone wrong. You shouldn’t have to figure it all out alone.

Our local Oklahoma team helps homeowners in Moore, Norman, and nearby communities compare prices, coverages, and deductibles from multiple insurance companies.

Prefer to call? Reach us at 405-321-4664.

GET A home INSURANCE QUOTE

The right homeowners insurance can help protect your home, belongings, and finances when unexpected damage or loss occurs. As an independent insurance agency, Jim Holmes Insurance compares options from multiple insurance companies to help Oklahoma homeowners find coverage that fits their property, needs, and budget.

A row of modern suburban houses with different colored exteriors, including shades of yellow, beige, and blue, with front lawns, trees, and driveways under an overcast sky.

Coverages

DWELLING COVERAGE

Helps pay to repair or rebuild your home after covered damage from events such as fire, wind, hail, or lightning.

OTHER STRUCTURES COVERAGE

Helps protect structures not attached to your home, such as a detached garage, fence, shed, or gazebo.

PERSONAL PROPERTY COVERAGE

Helps pay to repair or replace belongings such as furniture, clothing, electronics, and appliances after a covered loss.

PERSONAL LIABILITY COVERAGE

Can help protect you financially if you are responsible for someone’s injuries or damage to their property.

LOSS OF USE COVERAGE

May help pay for temporary housing, meals, and other additional living expenses if a covered loss makes your home unlivable.

OPTIONAL COVERAGE OPTIONS

Depending on the insurance company, additional protection may be available for water backup, service lines, equipment breakdown, valuable items, and other needs.