November 24, 2025
BryceWhat Does “Replacement Cost” Really Mean in Your Home Insurance Policy?
Key Takeaways 1. Replacement Cost vs. Actual Cash Value (ACV): Why It Matters 2. Why Your Replacement Cost Is Higher Than Your Home’s Market Value 3. How Replacement Cost Protects You After Storms, Fires, and Tornadoes Frequently Asked Questions Understanding your home insurance policy can feel confusing, but one term every homeowner should know is […]
November 17, 2025
BryceThe Truth About Deductibles: Why Bigger Isn’t Always Better
Key Takeaways Higher Deductibles Don’t Always Save You Money Many Common Claims Won’t Even Meet a Big Deductible High Deductibles Can Delay Repairs — Leading to Bigger Damage Frequently Asked Questions When you choose homeowners insurance or any property insurance, picking your deductible is very important. Many homeowners in Oklahoma believe that selecting a […]
November 13, 2025
BryceBuying a Home With Bad Credit? Here’s What You Should Know About Insurance Costs in Oklahoma
Key Takeaways How Bad Credit Affects Home Insurance Premiums in Oklahoma Why Location and Credit Lead to Big Price Differences in Oklahoma Ways to Save on Home Insurance Even With Bad Credit Frequently Asked Questions Buying a home is a big step, and it can feel even bigger when you’re dealing with bad credit. […]
November 3, 2025
BryceDealing With Claims – Why Timing Matters: Reporting Your Claim ASAP
Key Takeaways Faster Claims Mean Faster Repairs Small Problems Can Turn Into Big Ones Timing Helps Prove Your Claim Frequently Asked Questions When a storm hits in Oklahoma, it’s easy to feel overwhelmed. Between fixing property damage and keeping your family safe, calling your insurance company might not be the first thing on your […]
October 14, 2025
BryceHow Your Mortgage and Home Insurance Work Together in Oklahoma
Key Takeaways Your Mortgage Lender Requires Home Insurance How Escrow Keeps Your Payments Simple Keep Your Insurance Updated as Your Home Changes Frequently Asked Questions Buying a home is one of the biggest steps in life. Whether you live in Moore, Norman, Edmond, Newcastle, or Oklahoma City, understanding how your mortgage and home insurance […]
October 13, 2025
BryceHome Insurance Companies Are Leaving Oklahoma – Where to Find New Coverage
If your home insurance company has recently dropped you or raised your home insurance rates, you’re not the only one. Many homeowners across Oklahoma are looking for new coverage. This includes people in Oklahoma City, Norman, Edmond, and smaller towns like Noble and Newcastle. Some Areas Are Getting Hit Harder Than Others Why Are Insurance […]
October 7, 2025
BryceThe Role of a Claims Adjuster—and How to Work With Them
When your home is damaged by a storm, fire, or other natural disaster, it can feel stressful and confusing. After you file an insurance claim, one of the first people you will work with is a claims adjuster. They are also called an insurance adjuster or insurance claims adjuster. Their job is to inspect the […]
October 2, 2025
BryceWinter Storms and Frozen Pipes: Are You Covered in Oklahoma?
When an Oklahoma winter storm rolls in, it’s not just the icy roads we worry about — frozen pipes can cause a big headache too. If a burst pipe lets water pour into your home, it can cause thousands of dollars in damage. The big question is: will your insurance cover it? Let’s break it […]
October 1, 2025
BryceCan Improving Your Credit Score Lower Your Home Insurance Rate in Oklahoma?
When people think about homeowners insurance in Oklahoma, they usually think about storms, tornadoes, or fire coverage. But there’s another factor that can raise or lower your insurance rates: your credit score. Many insurance companies in Oklahoma use a credit-based insurance score to set your rate. This includes companies in Oklahoma City, Norman, Tulsa, and […]
September 29, 2025
BryceWhat Happens If You Let Your Home Insurance Lapse in Oklahoma?
Life gets busy. Bills pile up. Maybe you switch banks or forget a due date. But what happens if your home insurance lapses — even for a short time? In Oklahoma, where storms, hail, and tornadoes are part of life, letting your homeowners insurance slip can be a serious mistake. A coverage lapse affects your […]